Homes of New Hampshire Realty



Posted by Homes of New Hampshire Realty on 11/15/2017

Many people are averse to shopping at the dollar store because they assume that the quality of the items there are inferior to those at other stores. Others simply assume that since many of the products aren't recognized name brands that they aren't good products. However, there are some dollar store deals that are always worth the dollar. One issue that many people have in a dollar store is that they walk down the aisle filling their carts with impulse buys thinking, "It's just a dollar." But those dollars add up and you'll find yourself buying things that you don't really need or items you could find cheaper by buying in bulk elsewhere. In this article, we'll cover some of the most useful items that you can find at your local dollar store.

Holiday and party supplies

Let's face it, the kids don't read their cards or observe their wrapping paper. They're more concerned with what's inside. When it comes to party prep, you can save a huge amount by buying everything at the dollar store. With the exception of paper products like napkins and paper towels, you'll get more for your buck at the dollar store. Some items to look out for:
  • balloons
  • plastic cutlery
  • large tin food containers
  • cards
  • wrapping paper

Tool kit supplies

If you don't feel like going outside to your shed every time you need to tighten a screw, or if you live in a small space and don't want bulky tools laying around, making a small toolkit is the way to go. And the dollar store is the place to start. Buy a small, empty toolbox and fill it with items from the dollar store. Some useful items to include:
  • nails and screws
  • hooks and hangers
  • screwdrivers
  • pliers
  • adjustable wrench
  • tape measure
  • super glue
  • tape
  • a pair of work gloves

First aid items

Every home and every vehicle should have a first aid kit. However, good kits can be expensive and the items within them have expiration dates. Rather than spending a lot on a kit you (hopefully) never have to use, fill a small box or bag with first aid items from the dollar store. Some first aid essentials to put inside:
  • assorted band-aids
  • burn cream
  • medical tape
  • antibiotic ointment
  • support bandages
  • small scissors
  • gauze
  • antibacterial wet wipes
  • aspirin
  • hot or cold compress

Cleaning products

Not every cleaning product will be cheaper at the dollar store. And for products you use often it might make more sense to buy in bulk online or from a wholesale club. However, there are some cleaning items that you will almost always save on at the dollar store. The key to saving on cleaning supplies from the dollar store is to buy generic brands. They often contain the same ingredients and are sometimes even made by the same manufacturer. Sometimes the only difference is that dollar store products may be diluted more.

Kitchen Utensils

Most dollar stores have a large kitchen section that includes useful items like various sized spoons and spatulas. You can also find other kitchen essentials like sponges, dish scrubbers, sink stoppers and strainers, measuring cups and much more.  




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Posted by Homes of New Hampshire Realty on 11/8/2017

First time homeowners aren't the only people who are making this financial mistake. Millennials also aren't alone when it comes to approaching home ownership with short sight. Even the Great Recession hasn't stopped everyone who wants to own a house from thinking that they'll come out ahead if they wait until after they buy a house to starting putting money toward their mortgage.

Preparing to buy a house smartly could take years

Settling for making monthly mortgage payments, despite what the lender equates those payments to be, is a mistake. Negotiating for lower mortgage payments is only part of it.

The size of your mortgage down payment is significant. Don't wave this off. In fact, as soon as you become serious about buying a house start saving for your mortgage down payment.

Ways to save for your mortgage down payment include investing half (or more) of your quarterly or annual bonus toward your down payment and depositing your tax refund in an interest bearing account.

Money that you earn from a part-time job, including a virtual gig, could also go toward your mortgage down payment. Instead of tossing out clothes that you no longer wear, sell them to a consignment store and deposit the money into an interest bearing account.

Forward movement pays off

Keep saving  until you save at least 20 percent of the total cost of the house that you want to buy. Don't get fooled into thinking that there is only one house that you'll love. After all, you could buy land and have your dream house built on that land.

In addition to having the leverage to put a hefty down payment toward your mortgage, you'll have leverage to negotiate a better mortgage deal from your lender. You might even secure a mortgage with a lender who would never have approved you for a home loan if you didn't have a huge down payment.

Tax write offs may not be enough to subtract pain caused by this single mortgage regret

The government gives people tax deductions for owning a house for good reason. A house is probably the biggest expense that Americans will take on. Buying a house also helps the economy. It makes good sense to reward home buyers with a tax deduction.

But, even tax deductions may not help homeowners recoup the money that they'll lose by overpaying on their mortgage because of poor decisions that they made before they met with their lender. Poor home buying financial decisions could set Americans up for years of hard-to-make mortgage payments.

This single decision damages personal credit, destroys marriages and causes unsuspecting homeowners to lose their houses, sometimes years after struggling to pay their mortgage. Root of the single act that leads to years of mortgage regret is wishful thinking. The price of this wishful thinking is too high to want to take on. It leaves you unprepared.




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Posted by Homes of New Hampshire Realty on 11/1/2017

Maximizing space in a smaller bedroom and making that room look and feel larger isn’t impossible. These tips wont break the bank or drain months of your time. Here are a few tips to make your small bedroom feel larger: Paint: Use paint colors to your advantage. Light, cool colors and light, cool toned colors are the best for making your room look larger. Use vertical stripes to make your room feel tall. Paint your ceiling a dark color to enhance its larger, taller feel. Furniture: Some pieces of furniture can make your room feel small. Avoid bulky bedframes and instead choose smaller, more delicate looking bedframes. The smaller bedframe will also take up less space in your room. For added perception of extra square footage, leave a few inches of space between your furniture and the wall. It will create the illusion of spaciousness as it makes the room look more open. Wall-Mounted Nightstand: Instead of having bedside tables on each side of the bed, use floating shelves or wall mounted nightstands. It will make the room feel and look more open since more floor space will be seen. Multipurpose Furniture: Storage beds work wonders. They create additional storage without adding any additional furniture. There are storage beds with under the bed storage and headboard storage. Mirrors: Mirrors create the illusion of more space. This could be just by having a larger wall-mounted mirror in the room or adding floor to ceiling mirrors, which will dramatically increase the perception of a larger space. Wall-Mounted Lighting: Having wall-mounted lighting aids in avoiding the issue of clutter on tables and shelves. It will draw the eye up instead of down at cluttered areas. With just a few simple updates and some new furniture you can create the illusion of a larger bedroom. If you are looking to make some smaller updates then start with the cosmetic tips and move onto the larger ones when the time comes. Implementing just one tip will get you on your way to a bedroom with a grander feel.




Tags: small space   bedroom  
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Posted by Homes of New Hampshire Realty on 10/25/2017

Stressed out and wishing you had room in the budget for a trip to Hawaii? Take a vacation whenever you want from the comfort of your home by creating a home sanctuary. When you have a peaceful refuge just a few footsteps down the hall you can easily take 15 minutes to yourself to relax and take the edge off whenever you like.

Start by selecting your space. You can turn a spare room or unused corner of the home into your sanctuary. When choosing a place take the foot traffic and lighting of the area into consideration. For example, you may find it distracting of your new sanctuary is across from the bathroom your family uses frequently or if there is a harsh glare at sunrise or sunset.

Decide on how you’ll spend time in this area. While you may hear sanctuary and immediately assume it’s a space for meditation or prayer this can be a quiet place for you to do any activity you find soothing. This may be reading, painting, writing or even putting a puzzle together. Once you know how you would like to utilize the room you can add furniture that will easily allow you to immerse yourself in an activity. Consider soft lighting, a desk, rug,  large chair, and any tools necessary for your chosen activity. This could mean adding anything from a meditation pillow to an easel.

Handy hint: keep what you do add to the room intentional and functional. To maintain a calming environment that is easy to relax in avoid clutter from finding it’s way into this room and taking over. Add plants to bring a touch of peaceful nature to the room and purify the air. Choose soft, neutral colors to decorate with. If you are using a corner of a room for your sanctuary you can section the area off for privacy with a room divider or bookshelf.

If you don’t have space in your home for a dedicated sanctuary you can easily turn any space into a peaceful area by turning on some relaxing music and lighting some candles whose smells you find soothing. If you’re open to redecorating you can take the above tips and apply them to your living room or family den. You can even get your whole family to join in by limiting tv time and scheduling a “calm hour” for everyone to take a break and just chill.

Don’t wait all year for a two-week vacation to relax. Bring the elements that soothe your soul to your everyday routine into your home whether with a hobby like building a puzzle or setting dedicated quiet time for the whole family. When you make it simple to take a timeout from the day it’s harder to put off taking the time to relax. Your health will thank you!




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Posted by Homes of New Hampshire Realty on 10/18/2017

There’s many theories about when the best time of year to buy a home is. It’s spring, right? Not necessarily. Spring is one of the busiest times of the year for real estate but it’s not always the best time of year to buy a home. The emphasis on home buying in spring tends to be rooted in the fact that spring is associated with all things “new.” However, these misperceptions about the housing market can be detrimental to homebuyers. 


Spring And Summer Are Top Times To Sell


Many people get the urge to sell their properties in the spring and summer simply because they get new perspective after being cooped up in the house all winter long. People are ready for a change after the long winter. Moving close to the summertime works well with traditional school calendars. For some people, selling in the warmer months of the year is the best time, but it doesn’t hold true for everyone. 


Seasons Change


Others suggest that the best time to sell a home is in fall or winter. People who are looking to buy in the end of the year are often buying for a purpose. Their need to move is much greater. It could be due to family issues, home repair needs or other crucial factors, but these buyers are motivated. On the flip side, there’s less homes to look at since inventory tends to be lower at this time of the year.


In the spring, while many people are looking, their need to buy is much less urgent, so the demand is less. There’s a potential for more competition in the spring if you are a serious buyer just because of the high volume of shoppers. 


Remember one key fact: spring starts in January when we talk about real estate! The number of listings will continue to ramp up until about mid-May. Buyers will be looking throughout the summer months. Then, the number of buyers starts to drop off in September. 


The Bottom Line


There is really no “right” time to buy or sell real estate. The right time has to do with what works best for you. If you’re starting your search, it’s best to begin in the spring, but you may very well land the best deal in the fall when there’s less competition. When you start a serious home search, you get a better idea of what you want. You also don’t want to let the perfect house pass you by because you were waiting for “just the right time.” 


Some Additional Tips:


  • Avoid Closing Around Christmastime 
  • Know Your Moving Timetable
  • Consider How Long It May Take You To Find A Home
  • Remember That Closings Take At Least 30 Days


Whenever you buy a home, choosing a knowledgeable real estate agent can help you to close a great deal on your home whether you’re buying or selling. By planning ahead, the process will go much smoother.  




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